"Be aware of the heavy stock allocations in the early years of the glide path," said Patrick Stark, CFP, director of financial planning at RS Crum."In a way, target-date funds are an arms race, where the heavier stock percentages win out in bull markets.I know this because like Iggy Azalea, I have also been to Target on a first date. Once, I covered a protest outside a Target in Chicago.Also like Iggy Azalea, we went to a restaurant afterwards. The picketers were justifiably upset about Target’s politics (the corporation eventually apologized).Australian rapper-model-wise person Iggy Azalea just revealed that her first date with her Lakers star boyfriend Nick Young was cruisin’ the aisles of Target.“I was like, Target is my favorite place, I wanna go to Target! She clarifies that she and Young didn’t actually eat at Target — they “went out to a nice restaurant with linen tablecloths” afterward, she says.Target was just the activity, like a movie, or a romantic hike, but better, since “you really get to know someone in a Target.” Correct, Iggy Azalea.This is correct on all counts: while the dining options are indeed limited, Target is a fantastic first date location.
"Make sure that you're comparing apple to apples because one company's 2030 target date may not have the same [or even similar] asset allocation to another company's [offering]." Fuchs cautioned that target-date funds may engender a false sense of security.
"I would strongly argue that the target-date fund would do a much better job aligning with the investor's goals than the investor would do on their own," he said.
Cons Two negative aspects, Neblett said, are that most target-date funds are funds from one company, which may not have the top managers in each of the asset classes.
(Unlike Iggy Azelea, my restaurant did not have linen tablecloths — what am I, an Australian superstar? Also, though, the picketers were upset that they could not shop at Target.
Even people who are literally protesting Target love Target. My date, for example, needed tension rods to hang some curtains in his bedroom.
Search for target dating:
” I might argue that Target, or at least my most local Target, is not, in fact, the best place for expressing my taste in movies, unless my favorite movie is a second-string romcom from 2009, but that’s a minor quibble.